Interest Rates
Twyne integrates three distinct interest rates into its ecosystem:
Lending Market Supply APY — Earned by users supplying assets to the base protocol
Lending Market Borrow APY — Charged by the base protocol for borrowing
CLP Supply Rate (Twyne) — Charged by Twyne for borrowing delegated credit power from Credit LPs
💡 Assets delegated to Twyne continue to earn or pay the native lending market rates. Twyne’s CLP Supply Rate sits on top as an additional layer for using extra borrowing power.
🧠 TL;DR
The CLP Supply Rate dynamically adjusts based on how much delegated credit is being used
Borrowers pay this in addition to their base borrow APY
CLPs earn this rate as additional yield for underwriting borrower positions
The system encourages safe usage via a steep rate ramp at higher utilization
Mechanics, calculations, and all other details are in the Tech section.
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